Retirement Planning

Building For Retirement

Church Extension offers a variety of options to help you plan for your retirement. We use the money from your investments to make loans to congregations to build new and refurbish existing churches. Your investment with Church Extension earns an attractive rate of return and helps spread the gospel of Christ.

What Is An IRA?

An individual retirement arrangement, or IRA, is a personal savings plan that allows you to set aside money for retirement, while offering you tax advantages. An IRA may contain mutual funds, stocks, bonds, or other types of investments. You may be able to deduct some or all of your contributions to your IRA. Amounts in your IRA, including earnings, generally are not taxed until distributed to you. IRA's cannot be owned jointly. However, any amounts remaining in your IRA upon your death can be paid to your beneficiary or beneficiaries.

A Smart Retirement Mechanism

An IRA provides tax-advantaged savings for retirement savings and may be an effective way to supplement your other long-term savings vehicles. Savings in tax-deferred accounts can compound more quickly than those in comparable taxable accounts.

If you've contributed the maximum to an employer-sponsored retirement plan (such as a 401(k) plan), consider an IRA as the next building block toward a more comfortable retirement.

Church Extension IRAs

TERM PLUS NOTES  [Details]
Put your money to work for a specific period of time with a fixed interest rate

DEMAND PLUS NOTES  [Details]
Allows you to easily invest and withdraw funds as often as you like

The material available through this site does not constitute an offer to sell or a request to buy investments. The offer is made only in the offering circular, which should be read carefully regarding any possible risks before investing.

IRA Rollover / Transfer

You may transfer funds from other retirement programs into an IRA upon separation from service from your employer. We'll handle all of the paperwork to transfer funds directly from your current trustee

Choose The Right IRA For You

1.  Does your Adjusted Gross Income and your tax filing status make you eligible for a Roth IRA?

• If YES, skip to Question 2.
• If NO, consider contributing to a Traditional IRA where you'll enjoy tax-deferred earnings. (Skip the remaining questions.)

2.  Are you eligible to deduct contributions to a Traditional IRA?

•  If YES, skip to Question 3.
• If NO, you may want to contribute to a Roth IRA and enjoy federally tax-free earnings. (Skip the remaining question.)

3.  Do you expect your tax rate to be the same or higher when you retire?

• If YES, you should consider contributing to a Roth IRA
• If NO, you should consider contributing to a Traditional IRA